Internet Banking System (IBS) Cash Management automates your commercial customerīs connection with your financial institution, while opening new opportunities for you to blend personal service with Internet technology. More importantly, it creates an additional delivery channel to drive incremental revenue to your bottom line. Businesses that bank online have demand deposit account balances that are more than twice as high as non-online banking businesses. Small business customers who use online banking carry an average of 3.5 accounts with their financial institution. IBS Cash Management enables banks and credit unions to improve customer retention, create competitive differentiation, and increase revenue-generating opportunities.
IBS Cash Management provides core personal and business banking services along with sophisticated, comprehensive treasury management functionality required by today's competitive business banking market.
IBS Cash Management can be delivered as a service in our data center or installed on-premise. Choose a data center deployment if you want to leave the administration and operational requirements for the management of hardware and software to our dedicated team of data center professionals. Or deploy our on-premise solution designed for rapid, automated implementation that reduces integration and configuration cost through the use of open technologies.
IBS Cash Management delivers online and offline transaction processing, a sophisticated set of account, transfer, payment, and self-service functionalities, and targeted, comprehensive reporting. The package comes with a number of pre-defined reports that indicate, for example, all Internet activity for the day, FastPay receipt of deposit reports, notification information, bill payment reports, and clearing house reports containing all in-house funds transfers for the day. These can be used for management, executive, and regulatory review. IBS Cash Management has the largest library of standard interfaces to core processors and third-party vendors, such as credit card, imaging, and bill payment providers like Metavante, CheckFree, and Princeton eCom.
A robust security model is critical for any banking channel, especially a self-service channel such as business Internet banking. IBS Cash Management enables business customers to bank securely from any computer with Internet access on any day of the year.
The Customer Center Web Site Manager enables non-technical managers at your institution to create, manage and publish critical news, information and services in real time on your website, significantly lowering the costs of maintaining a compelling Web experience for your customers. The Customer Center Web Site Manager provides your employees with password-protected access to financial institution website information, interactive financial tools and calculators, dynamic marketing components, and Web site statistics.
Postilion recently announced that 2007 will see the introduction of the next generation of advanced applications for retail and business banking. The best-in-class capabilities of the IBS Cash Management, IBS Retail Banking, and Voice Banking (IVR) products will be integrated with other self-service channels, such as ATM and voice. This will offer banks and credit unions flexible, fast deployment options in a packaged and cost-effective solution, ensuring that you are able to provide your customers with the competitive, cross-channel banking services that retain their loyalty, while controlling operational costs and increasing employee productivity. |
